Chairmans Desk

    It gives me great pleasure to present before you our banks performance during FY 2019-20. Details of achievements include maintaining a CRAR of 16.8% and net NPA of 0% for FY 2019-20 which shows stability of our bank. As you might be aware ours is a bank with exemplary financial soundness and unmatched proven track record in terms of various parameters which reflects the cooperation and confidence shown in the bank by our esteemed shareholders and valued customers. The bank is associated with entrepreneurs, progressive agriculturists, agro industries, MSME and looking forward to increase operations in other areas which have potential for credit growth. Our CSR initiatives in times of Covid crisis Include- provision of protective gear to police and government workers and PPE kits to doctors and medical staff.
    We have maintained healthy growth rate and high standards of financial discipline in all our bank operations. The banks performance has been very satisfactory during this financial year and we will continue to diversify our income sources in future. On the technology front I am quite confident that our efforts have been timely executed and well received by our customers. In the coming year we aim to build upon this encouraging digital journey and enhance ease of doing business.
    I thank all our shareholders for their continuing faith in our strength and capabilities, customers for their valuable support and trust and employees for their tireless efforts towards achieving our goals.